Why Now is the Perfect Time to Buy a New Gemcraft Home

If you’ve been on the fence about buying a new home, there’s never been a better time to take the leap. With the current housing market offering competitive interest rates and our team at Gemcraft Homes presenting an unbeatable “No Lender Fee Refinance” and flex money incentive, you can secure your home while enjoying significant savings in our new home communities throughout Delaware, Maryland, New Jersey, Pennsylvania, Virginia and West Virginia. Read on to explore why now is the perfect time to buy, and how our latest incentive can help make your dream of owning a new home a reality. 

The market is in your favor

Mortgage rates, while still fluctuating, are generally more favorable than they were a year ago, and this makes it an excellent time to lock in a rate that can save you money over the life of your loan. By purchasing now, you’re not only investing in a home, but you’re also securing a financial asset that can grow in value as the market improves. 

Unlock flexibility with up to $15,000 in flex money*

One of the most enticing aspects of Gemcraft Homes’ current offer is the flex money available for buyers—up to $15,000 on to be built homes. This extra cash can be a game-changer when purchasing a home, as it allows you to:

• Cover closing costs, easing the financial burden at the closing table.
• Buy down your interest rate, which could significantly lower your monthly mortgage payment. 
• Secure an extended rate lock, giving you peace of mind in a market that can be unpredictable. 

With this incentive, you have the flexibility to shape your home buying experience to fit your financial needs and goals. 

No lender fee refinancing: save now, and later

This incentive also offers “No Lender Fee Refinancing**”—a major advantage for buyers meaning that if interest rates drop after you settle on your new Gemcraft home, you can refinance without lender fees, ensuring you can benefit from lower rates without the typical cost barrier. This future-proofing option ensures that your new home investment stays smart..

Enjoy 30% off select options & Free Appliances*

In addition to the financial savings, our team at Gemcraft Homes is offering 30% off selected options for to-be-built homes, and a free garage door opener, refrigerator, washer and dryer, allowing you to personalize your new home to perfectly fit your style and needs, all while keeping within your budget. 

Don’t miss out on this limited time offer

At Gemcraft Homes, we’re committed to making the home buying process as smooth and rewarding as possible. If you’re ready to turn your homeownership dreams into reality, now is the time to act as this offer is only available when you use our preferred lender on contracts written by September 30th, 2024. 

Our team is ready to guide you through every step, ensuring that you not only find the perfect home in one of our communities across Delaware, Maryland, New Jersey, Pennsylvania, Virginia and West Virginia, but that you do so with confidence, knowing that you’re getting the best deal available. Give us a call at (800) 291-7436 or fill out our online form today for more information. 

*Incentives available with the use of approved Lender and Title Companies. Flex Money is calculated on 3% of the initial loan amount at the time of the contract. For example, initial loan amount of $500,000, the total incentive amount will be $15,000. 2% is paid by Gemcraft Homes and 1% is paid by the Approved Lender and is subject to lending guidelines. 30% off options does not include front elevations, upgraded flooring, or third-party technology upgrades. This is not a commitment to lend - Envoy Mortgage Ltd. #6666 (www.nmlsconsumer¬access.org) 10496 Katy Freeway, Suite 250, Houston, TX 77043, 877-232-2461 - www.envoymortgage.com | All applications are subject to credit approval. Program terms and conditions are subject to change without notice. Some products may not be available in all states. Reverse Mortgages will be brokered to a third-party lender. Other restrictions and limitations may apply. DC - Envoy Mortgage, Ltd. – Mortgage Dual Authority Licensee – License # MLB 6666 | DE - Envoy Mortgage, LP – Licensed by the Delaware State Bank Commissioner Licensed Lender Licensee – License # 011264 | MD – Envoy Mortgage, LP – Mortgage Lender Licensee – License #10552 | PA - Envoy Mortgage, Ltd. – Mortgage Lender License # 28942, NMLS ID # 6666 | VA - Envoy Mortgage, LTD, LP (used in VA BY: Envoy Mortgage, LTD) | WV - Mortgage Lender Licensee #ML-31862 | Other authorized trade names: Envoy Mortgage LP; Envoy Mortgage of Wisconsin; Envoy Mortgage, A Limited Partnership; Envoy Mortgage, L.P.; Envoy Mortgage, Limited Partnership; Envoy Mortgage, LP; Envoy Mortgage, LTD Limited Partnership; ENVOY MORTGAGE, LTD, LP (USED IN VA BY: ENVOY MORTGAGE, LTD); Envoy Mortgage, LTD. (LP)| 06022021 | Contracts must be written by September 30th, 2024, to qualify for incentives. Not available on Quick Move-In Homes or in the communities of Oyster House Village or Southside Crossing. Prices, offers, financing, and availability are subject to change without notice or obligation. See Community Sales Manager for more information. ** No lender fees, a lender credit will be issued to offset $1400 in lender fees.